own it now, pay later

own it now, pay later

Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

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Nothing to pay today

We pay the store, you take the
goods the same day.

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Interest free

Easy interest free payments.
No hidden fees.

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Flexible repayments

Pay us back how you like -
weekly, fortnightly or monthly.

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Reusable account

A reusable account with a
limit that suits your needs.

Whatever you want from Bonds, there’s a Zip for that.

Two great ways to help you own it.

Your everyday spending account

Up to $1,000

Account limits

Up to $1,000

Interest free period

Always interest free

Establishment Fee

$0

Minimum repayments

$40/month

Monthly fees

$6/month (waived if you have no balance)

Ideal for life’s bigger buys

Over $1,000

Account limits

$1,000 - $5,000

Interest free period

Up to 6 months interest free

Establishment Fee

$0 - $99 (one off fee added to your balance)

Minimum repayments

From $40/month or 3% (whichever is greater)

Monthly fees

$6/month (waived if you have no balance)